The old age benefit is Canada retirement benefit that offers financial assistance to the aged Canadians to cover the living expenses. As the cost of living rises, many retirees depend on these Government payments to maintain quality of life. The OAS Payment $978 Per Month For Seniors 2025 is anticipated. This old age payment is a monthly benefit that the seniors can claim if they delay their payments. The current OAS Payment for the residents aged 65 years to 74 years is $727.67 per month and $800.44 per month for the residents aged 75 years or older. This $978 is not the inflation adjustment payment but a payment that is adjusted because the senior delayed their payment.
OAS Payment $978 Per Month For Seniors 2025
The seniors across Canada are early awaiting for the OAS Payment $978 Per Month For Seniors 2025. The old age pension is designed to support those who have spent their lives contributing to the country’s economy and society. Seniors who choose to delay their OAS Payments beyond the standard eligibility age of 65 can receive the raised monthly benefit. For every month to defer the OAS, the payments raise by 0.6% per month upto maximum of 36% at age 70 years. This $978 is the estimated payment that can be claimed by the seniors who delay. At age 65, the OAS amount is $727.67 and if the senior choose to delay till age 66 years then they can get $780.06 monthly payment, till age 67 years then they can get $832.45, till age 68 years then they can get $884.85, till age 69 years then they can get $937.24 and till age 70 years they can get $989.63.
Old Age Benefit For Seniors In 2025- Overview
| Post Title | OAS Payment $978 Per Month For Seniors 2025 |
| Year | 2025 |
| Country Name | Canada |
| Issuing Agency | CRA |
| Program Name | Old Age Security |
| Canada OAS Benefit Eligibility 2025 | Eligible Seniors in Canada |
| Purpose | Financial Assistance for Seniors |
| Payment Frequency | Monthly |
| CRA Old Age Security Benefit Dates 2025 | See this Guide |
| Post Category | Finance |
| Official Web Page | www.canada.ca |
Canada OAS Benefit Eligibility 2025
- The individuals who delay their 70 years can get this.
- This payment is limited to the Canadian Residents.
- These Canadian residents who from the age of eighteen years live in Canada for continual ten years can get this.
- The seniors can start claiming this payment from age 65 years.
- If a senior delays their OAS pension then they may receive a higher monthly payment such as projected $978 per month payment instead of standard amount.
Delayed OAS Pension Amounts 2025
| Age | Percentage Increase | Monthly OAS Pension |
| 65 years | n/a | $727.67 |
| 66 years | 7.2% | $780.06 |
| 67 years | 14.4% | $832.45 |
| 68 years | 21.6% | $884.85 |
| 69 years | 28.8% | $937.24 |
| 70 years | 36% | $989.63 |
CRA Old Age Security Benefit Dates 2025
The OAS pension payments are scheduled monthly as per the provided dates:
| Payment Date | Month – Year |
| 29th | January – 2025 |
| 26th | February – 2025 |
| 27th | March – 2025 |
| 28th | April – 2025 |
| 28th | May – 2025 |
| 26th | June – 2025 |
| 29th | July – 2025 |
| 27th | August – 2025 |
| 25th | September – 2025 |
| 29th | October – 2025 |
| 26th | November – 2025 |
| 22nd | December – 2025 |
Fact Check: $978 Monthly OAS Payment 2025
As of now, the $978 monthly OAS Pension is the estimated amount that can be claimed by those aged Canadians who delayed their benefits. As per the official maximum payments, this amount is close to the payment that is claimed by the seniors who delayed their payments till age 67 or 68 years. It’s important to note that those who delayed their payments can receive this amount as every senior’s delayed payment amount varies. For the reliable amounts, the seniors can see the official CRA portal or the seniors can go on their My Service Canada Account.
FAQ Related To OAS Payment $978 Per Month For Seniors 2025
This $978 OAS Monthly benefit is the estimated payment that can be claimed by the aged Canadians who delayed their payments till age 70 years.
No, this $978 OAS is the estimated delayed payment.
The current old age pension in 2025 is $727.67 for seniors aged 65 years to 74 years and $800.44 for the seniors aged 75 years or older.
The aged Canadians can confirm the old age pension amount from My Service Canada Account.
The service Canada quarterly changes the old age pension amounts as per the inflation and CPI.
