Buying a new home in Canada is not an easy task in 2025. With the rising property prices and additional costs like taxes, many new homeowners often look for ways to ease their financial burden. One such measure provided by the CRA is GST/HST New Housing Rebate 2025. This is a Canadian Government initiative that offers a partial refund of the GST/HST paid on new purchase homes or renovated homes. Whether some is buying a new home or constructing a house or undertaking a renovation then this rebate payment is for them. Let’s see who qualifies, what are the qualifying products and rebate amount. 

GST/HST New Housing Rebate 2025

The GST/HST New Housing Rebate 2025 is available nationwide with specific conditions and variations depending on whether the home is located in a province that uses HST or just GST. It means the house should be in participating provinces. Homebuyers must use that property or home as their primary residence. This rebate is available in two forms: Federal GST/HST rebate which applies across Canada and provincial portion rebates which are only available only in the provinces where HST is implemented. If someone is buying a home from a builder then the rebate is often directly credited. If the resident is buying or renovating then they must apply manually on their own. 

GST/HST Housing Rebate 2025- Highlights 

Post Title	GST/HST New Housing Rebate 2025
Year	2025
Country Name	Canada
Program	HST or GST Housing Rebate Program
Administered By	CRA
GST + HST Housing Rebate Benefit Eligibility 2025	New Homeowners, Residents who undertakes major renovations
Primary Residence Requirement	Yes
Application Needed?	Yes, if not claimed through a builder
GST/HST Housing Rebate Amount 2025	Varies based on Available Rebates
Post Category	Finance
Official Web Portal	www.canada.ca

• $680 GST/HST Credit 2025
• $1066 GST/HST Tax Credit April 2025
• 2x OAS & CPP Direct Deposit 2025
• New OAS $969 Pension Delivery Date April 2025

GST + HST Housing Rebate Benefit Eligibility 2025 

The eligibility is based on different offers and categories. But the common requirements that should be met are:

• The applicant must be an individual who buys the new home or renovated home as the primary residence. 
• The property must be newly constructed or must be renovated. 
• Home constructed by the owner also qualifies. 
• This rebate benefit is not available to individuals who co-owns the house with another person who does not have a status of an individual. 
• Also, this rebate benefit is not for corporations or a partnership. 

Let’s know see eligibility requirements based on offers and categories:

Owner Built Houses:

• The residents who construct or engage someone to construct a home on the land that they already owned or leased. 
• The residents who renovated or engaged someone to renovate their existing house and the interior must be 90% renovated. 
• The residents who renovated or engaged someone to renovate their existing house and construct a major addition like a second story on an existing home.
• The residents who convert the non residential property to a home. 
• The residents who hire builders to build a new or renovated mobile or new floating home. 

Houses Purchased from a Builder: Fulfill any one requirement: 

• The resident who buys a new or renovated home from a builder. 
• The resident who buys an already constructed new or renovated mobile or new floating home. 
• The resident who buys a share of Co-op capital stock and the Co-op has offset the tax in respect of a new or renovated home.
• The resident who buys an already constructed new or renovated home and under the same agreement the resident leases the land to purchase the home and that lease time period should be for 20 or more years. 

GST/HST Housing Rebate Amount 2025

Federal Rebate Portion:

• 36% applicable 
• Applies to home having Fair MV under $3,50,000.
• If FMV is priced between $3,50,000 – $4,50,000, the rebate will be lowered. 
• No rebate for homes above FMV $4,50,000.

Provincial Rebate:

• This varies by province as Ontario allows max rebate payment of $24,000 if HST is paid and $16,080 if HST is not paid. 
• Applies only in HST Provinces. 

FAQ Related To GST/HST New Housing Rebate 2025