A Retiree in Canada gets various financial payments from the Canadian Government. Such financial payment comprises Old age security, CPP Retirement pension, Guaranteed income supplement and more payments. These OAS and Canada Pension Plan are two important retirement benefits that have applications by all retirees. In recent months, there is an update for retirement benefits around a $3716 / M Payment For Retirees By CRA. The retirees are confused by this amount as they want to know whether this payment is offered under OAS or CPP or if this payment is a regular or additional payment. Some pensioners are excited to know that this much amount they can get under retirement payments. Let’s see what’s actually behind this $3716 monthly payment.
$3716 / M Payment For Retirees By CRA
The $3716 / M Payment For Retirees By CRA is a combined benefit as per the updates. But what’s actually included? As per the updates, the old age security of $727.67 + $800.44 and CPP of $1433 and GIS of $1086.88 + $654.23 are included in this. But if we combined all these three benefits then the result will be either $3247.55 or $3320.32 or $2887.67 or $2814.9. These combined amounts are not even close to $3716. So, Can we now call this $3716 a combined payment? But what if the OAS and Canada Pension plan deferred? Will that result in a $3716 payment? As per the delayed payment analysis, we found that if someone delays their payments and then we combine them then that leads to $4000 or we can say over $3716. It might be possible that after delaying payment the retirees can get $3716 but will all retirees get this?
Retirees Monthly Payment 2025 – Overview
| Post Title | $3716 / M Payment For Retirees By CRA |
| Country Name | Canada |
| Year | 2025 |
| Administering Agency | CRA / Service Canada |
| Program Offered | Retirement Benefits (OAS + CPP) |
| CRA Retirement Benefit Eligibility 2025 | Qualified Retirees and seniors of Canada |
| Frequency of the Payment | Monthly |
| Expected Amount | $3716 |
| Current Max Amount | $727.67 + 800.44 Under OAS $1433 Under CPP $1086.88 + $654.23 Under GIS |
| Purpose | Financial Support for living expenses |
| Canada.ca Retiree Benefit Schedule 2025 | See this Guide |
| Category of the Post | Finance |
| Approval Status | Not Approved |
| Official Portal | www.canada.ca |
CRA Retirement Benefit Eligibility 2025
The $3716 is anticipated as a combined OAS + CPP + GIS Payment. So, for this the retiree should qualify for all three payments.
Old Age Security: The applicants who:
- Have net family income under $1,42,609 (65 – 74 Years) and $1,48,179 (75 Years or older) can claim.
- Have 65 or 65+ age.
- Have 10 Year Canadian residency following eighteen years of age.
Guaranteed Income Supplement: The applicants who:
- Have 65 or 65+ age.
- Have 10 Year Canadian residency following eighteen years of age.
- Have qualified or entitled to get OAS or already claim OAS.
- Have net family income under:
| Marital Status of a Senior | Net Family Earnings |
| Single, Widowed, Divorced | $22,056 |
| Married (Spouse claim for OAS Pension) | $29,136 |
| Married (Spouse claim for Allowance) | $40,800 |
| Married (Spouse does not claim OAS + Allowance) | $52,848 |
Canada Pension Plan: The applicant who:
- Have 60 or 60 + age.
- Have CPP Contribution in working life.
- Have Employment in Canada.
Canada.ca Retiree Benefit Schedule 2025
The $3716 as a combined payment will be offered as per official schedule. A fixed schedule that is provided by CRA for old age security, GIS and CPP will be followed.
| Month, Year | OAS + CPP + GIS Payout Dates 2025 |
| January, 2025 | 29th |
| February, 2025 | 26th |
| March, 2025 | 27th |
| April, 2025 | 28th |
| May, 2025 | 28th |
| June, 2025 | 26th |
| July, 2025 | 29th |
| August, 2025 | 27th |
| September, 2025 | 25th |
| October, 2025 | 29th |
| November, 2025 | 26th |
| December, 2025 | 22nd |
Fact Check: $3716 Monthly Retirement Benefit 2025
The $3716 can be a combined delayed payment. But not all retirees can claim for this combined delayed payment. It’s not like that every retiree will get this $3716 exact amount in their accounts. Some may get lower or some may get over this. This depends on their retirement age, employment history, residency history, net income and more. So we advise the retirees to not fully depend on this $3716 amount. For more Retirement Benefit updates, the pensioners should see Canada.ca page.
FAQ Related To $3716 / M Payment For Retirees By CRA
The $3716 is the speculated delayed combined payment that includes old age security, GIS and CPP.
This $3716 Monthly payment is not for every qualified retiree.
Yes, if pensioners delay these both payments and also get GIS Payment then they can claim over $3716.
The retirement benefit updates can be checked via Canada.ca page.
